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It's not after 8 pm. So what's the rule of it's exactly 8 pm. Is it the same business day? Thanks
Nicholas, New York City
December 11, 2015 09:59:55 PM
In reply to Nicholas, New York City
Thanks for reaching us on TD Helps, Nicholas. We'd be happy to review when your funds will clear.
In most cases, when your deposit is made before 8pm on a business day it will be made available the following business day. If your deposit is made at or after 8pm on a business day or on any weekend/Federal Holiday, the next business day will be considered the deposit date. For example if you make a Mobile Deposit on a Saturday, the deposit date will be Monday, since that is the next business day; your funds would then generally be available on Tuesday. For more information, take a look here: http://bit.ly/1ff8byL (the deposit availability details are listed in sections 6 and 7). For additional details about mobile deposit, please take a look here: http://bit.ly/1e3jiYF.
Keep in mind that the $100 same day availability for deposits do not apply to Mobile Deposits. Once a deposit has been submitted successfully, you may not cancel the deposit. If a mistake was made, please notify TD Bank right away. For more information on funds availability and deposits that may be applied for longer delays, please take a look here for our Personal Deposit Account Agreement: http://bit.ly/1kb17UQ (Pg. 38 -41). You may also contact our Banking Specialists at 888-751-9000, 24/7 for more information, or visit your local TD Bank Store, http://bit.ly/TDStores.
We hope this helps, Nicholas and have a good evening.
Justin B, Mount Laurel
December 11, 2015 10:00:50 PM