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I need to deposit my paycheck with my mobile banking I don't have direct deposit at my job and no longer live close to a branch. It's a new account but so far I really like the company.
Morgan, Fort lonesome
November 9, 2015 08:36:47 AM
In reply to Morgan, Fort lonesome
We appreciate you connecting with us this morning, Morgan. We'd be glad to help!
We understand wanting to take advantage of our Mobile Deposit feature. We'd like to take this time to mention that in order to be eligible to use our free Mobile Deposit service; you must be a TD Customer for at least 90 days or more and have at least one active Checking, Money Market, or Savings account. CDs, IRAs, and Passbook accounts are not eligible. Once you're able to use this feature, there is also a limit to the amount you can deposit using the Mobile Deposit feature. We invite you to take a look here: http://bit.ly/1e3jiYF for more information.
If you meet the qualifications, we are happy to inform you that you are ready to sign up! To begin, please enroll for TD Online Banking at www.tdbank.com via your PC or web browser on your Mobile phone. Please click here to start the application: http://bit.ly/1eaISlq. You will need your Account number, TD ATM/Visa Debit Card, your social security number and email address.
Once you've successfully enrolled for TD Online Banking, you can now download our Mobile App here: http://bit.ly/1opBqUt. Here you can input your mobile phone number to receive a text message containing the link to our App. The username and password you created when enrolling for TD Online Banking will be used for the TD Mobile App. Please select the "Mobile Deposit" option to enroll.
A few things you may need to know when you about funds availability on your mobile deposit. When you make a mobile deposit, if it is made before 8:00 pm EST on a business day, the funds will be made available for withdrawal on the following business day. Please note that a business day is every day except Saturdays, Sundays, and Federal Holidays. If your deposit is made after 8:00 pm EST on a business day or on any weekend or Federal Holiday, the next business day will be considered the deposit date.
For example, if you make a mobile deposit on a Saturday, the deposit date will be Monday, since that is the next business day; your funds would then generally be available on Tuesday morning. For more information, take a look here: http://bit.ly/1ff8byL (the deposit availability details are listed in section 7).
However, if you are not eligible at this time, we apologize for the inconvenience and would be glad to provide another option. As you mentioned you are no longer located near a TD Store, you may mail in your check deposit by utilizing our TD Bank-by-Mail feature. To do so, you may send your deposit to the following address:
TD Bank, N.A., ME2-074-017, P.O. Box Number 1190, Lewiston, ME 04243
The P.O. Box is checked daily and transactions are posted the same day.
If you need to Fed-EX or UPS a mail in a Deposit to us, you can ship it to the address below:
TD Bank, Bank by Mail, 6 Atlantis Way, Lewiston, ME, 04243
Also keep in mind that the TD Bank is not responsible for items lost in mail. Here are some additional tips to consider prior to mailing your deposit:
- Cash should not be sent through the mail
- Payee of the check and name on deposit ticket should be the same
- Checks should be endorsed (and restricted "for deposit only")
- Multiple checks should be listed and a total of the deposit listed
- Enclose the deposit ticket, not the carbon copy
- If using a blank deposit ticket, please write the account number clearly
- Do not staple transactions
We recommend visiting http://bit.ly/1kb17UQ to learn more about our funds availability policy starting on page 39.
If you have any further questions, please let us know or call 1-888-751-9000 to speak with a Customer Service Representative, 24 hours a day, and 7 days a week.
Have a great day and please let us know if you have any other questions.
Yen D, Mount Laurel
November 9, 2015 08:43:27 AM