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January 8, 2015 03:38:50 PM
In reply to Mia, Elizabeth
Welcome to TD Helps, Mia. We're glad to go over funds availability with you.
Please note that TD Bank makes the first $100.00 available of your daily ATM check deposits immediately for accounts that are opened 90 days or greater. Deposits made through the ATM before 8:00 PM will be available on the next banking day. However, deposits made through the ATM after 8:00 PM will be considered the next days' business and will post to your account on the following business day. For example, if you make an ATM deposit after 8:00 PM on a Friday, that deposit is considered to be on Monday's banking day and will post to your account on Tuesday. Anytime a holiday falls on a Monday, the deposit will post to your account on Wednesday morning.
Because there are exceptions that may cause delays in funds availability, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If we can assist you again, please feel free to write to us anytime! We hope this helps and enjoy your day.
LiShu R, Mount Laurel
January 8, 2015 03:39:43 PM