Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
Sheena, Live oak
August 10, 2015 07:35:55 PM
In reply to Sheena, Live oak
Good evening Sheena,
Thanks for stopping by and we appreciate you bringing this question tonight.
Generally speaking, you may overdraw your account by up to $5 per day without being charged a fee. If your total negative balance exceeds $5 at the end of the day, TD Bank may assess an overdraft fee for each transaction that overdraws your account, up to 5 overdraft fees per day. Please follow this link: http://bit.ly/Yv0ulC for additional detailed information on page 3, as well as at our current Fee Schedule: http://bit.ly/1cTejgt for more information.
To determine the total overdraft amount to see if a fee might be assessed, we encourage you to get in touch with us. We're available 24/7 at 888-751-9000, or you can stop in to any of our Stores so we can check your account using our Store locator here: http://bit.ly/TDStores.
Please kindly keep in mind, when a Checking or Money Market account remains in overdrawn status for sixty calendar days, or such earlier time that we determine that the overdraft balance is uncollectible, the Bank will close and place the account in collection status. For more information, we invite you to view our Deposit Account Agreement at: http://bit.ly/1kb17UQ (pgs. 9-10) for additional information. We'd also like to let you know that if an account continues to be overdrawn for ten (10) consecutive business days, a sustained overdraft fee may be assessed. Please refer to our Fee Schedule as listed above for more info.
Lastly, we invite you to take a look here: http://bit.ly/1AlDFOr for some helpful information regarding the overdraft options available through TD Bank.
We hope this helps answer your question this evening, Sheena.
Please let us know if we can help again and have a great one!
Kristen P, Mount Laurel
August 10, 2015 07:36:41 PM