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eric, new york
March 10, 2015 08:56:07 PM
In reply to eric, new york
Thank you for joining us here at TD Helps, Eric. You came to the right place for information.
Generally speaking, when scheduling a bill payment via TD Bank website, payments you make are delivered in one of two ways:
By electronic transmission: These Billers receive your payments through secure electronic transmission.
By laser draft (paper check): These Billers receive a check that is drawn on your account. A check is created by Bill Pay and then mailed to the Biller’s mailing address. Just like checks you write yourself, money will be withdrawn from your account when the check is cashed by the Biller.
When you open the payment calendar, you will see available Pay Dates in blue. In most cases, if your first available Pay Date is the next business day, the payment will be sent electronically. In most cases, if the earliest available payment date is not the next business day, a Laser Draft will be issued to the Biller.
Please note; the pay date is the day your payment should be received, so you can choose a pay date that is the same as the due date on your bill. You can also select an earlier date if you wish. We also like to invite you to take a look at our Bill Pay FAQs by clicking here: http://bit.ly/1gWIrp7.
If you are not referring to TD Bank Online Banking Bill Pay for your payment you are intending to make, and you are making an Online payment from another source, we want to inform you that making a payment with insufficient funds may cause overdraft. To help you understand overdrafts on your account(s), we recommend reviewing this document: http://bit.ly/Yv0ulC. And, please take a look at our current Fee Schedule also found here: http://bit.ly/1cTejgt.
Since we do not have access to your personal/account information on this public forum, we recommend contacting our dedicated Banking Specialists with any specific questions regarding your account. As always, you are welcome to visit us during lobby hours for additional assistance. For help locating the nearest TD Store and hours, please visit: http://bit.ly/TDStores.
We hope the information given helps Eric, and feel free to come back and visit us whenever you have any questions.
Justin B, Mount Laurel
March 10, 2015 09:08:39 PM