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Michelle, Manahawkin NJ
July 13, 2017 10:42:06 AM
In reply to Michelle, Manahawkin NJ
Good morning, Michelle, and welcome to TD Helps! This is a great question, and we'll be happy to help.
Currently, TD Bank offers two different features which may help you in the case that your account becomes overdrawn.
Our first feature, TD Debit Card Advance, is offered as a convenience, and as a safety net to give you the peace of mind in knowing that your card will work for you when you need it most! This automatic overdraft feature enables us to cover your everyday debit card transactions, even when you don't have enough money available in your account. By enrolling in TD Debit Card Advance, TD Bank will authorize and pay overdrafts on ATM and everyday debit card transactions.
Please know that some fees may apply for this service, and we invite you to check out our Fee Schedule here: https://go.td.com/2lbbfGg for more information.
The second feature currently offered by TD Bank, Savings Overdraft Protection, links your Checking account to an eligible Savings account, and will draw the funds from your Savings account in the event that your Checking account becomes overdrawn.
Some fees may also apply for this feature, and we invite you to check out our Fee Schedule using the link above.
If you wish to take advantage of either of these features, or have any questions, we ask that you please visit a TD Store location during lobby hours for assistance. To take a look at Store locations and their hours please visit http://go.td.com/1f9DSJR.
You may also speak with a Banking Specialist at 1-888-751-9000, 24 hours a day, 7 days a week, if you wish to enroll your account in TD Debit Card Advance. It's important to note that for your accounts to be linked for Savings Overdraft Protection, you will need to visit a TD Store location as a form will need to be completed before this feature can be added to your accounts.
We hope this helps clear up any confusion, Michelle! Enjoy your Thursday.
Brittany Mullen, Mount Laurel
July 13, 2017 10:42:30 AM