Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
I wanna make scheduled transfers every Saturday from my checking to savings account I deposit my check on Fridays would the check clear in time for the transfers to occur and if they dont what is the penalty?
March 1, 2015 04:43:17 PM
In reply to James, Farmingville
Thank you for joining us on TD Helps, James! We'd be happy to help you with your recurring transfer.
If you are looking to set up a recurring transfer to another one of your TD accounts, you have a couple of options to do so. Before we provide these instructions, we'd like to let you know that if transactions, including automatic transfers, occur on an account with insufficient funds, overdraft fees can occur and feel free to look here: http://bit.ly/1cTejgt for more info. With that being said, because we're unable to guarantee that the funds would always be available for you on Saturdays after your Friday deposits, we do recommend that you schedule your recurring payments to occur a few days after your deposit or more to ensure funds availability.
To go over your transfer options, first, you can set this up by calling us 24/7 at 888-751-9000. After account verification, our Representatives will be happy to help you create an automatic transfer between your accounts. You may also visit a TD Store during lobby hours to set up this transfer. For Store hours and locations near you please visit http://bit.ly/TDStores.
If you are enrolled for Online Banking, you can also set up a transfer between your accounts yourself by logging in here: http://bit.ly/1eaISlq. Once logged in, you would then select the "Transfers" tab. You will then be asked to select the amount, which account the funds are coming from and which account the transfer is going to. Then select the bubble next to "Schedule Transfer." When you select "Next," new options will appear such as the date of the transfer, frequency or how often you’d like the transfer to take place and whether or not you'd like the transfer to end. Once you confirm this information and submit the transfer, Online Banking will automatically move funds based on the instructions you've just created!
If you are not enrolled for Online Banking and would like to be, you may begin the process at any time here: http://bit.ly/1lU2qfY. Keep in mind that you will need your account number, ATM/Visa Debit Card number, Social Security number and email address to enroll.
If you have any trouble setting up the transfers online or enrolling for Online Banking, please contact us either by visiting a TD Store during lobby hours or at 800-493-7562, 24/7.
We hope this answers your questions, James and have a great one!
Kristen P, Mount Laurel
March 1, 2015 04:45:54 PM