Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
I just dropped off my son at McGill. In the orientation tent there were several banks set up offering students free bank accounts. We chose TD bank for his Canadian account because we were told if I opened a TD account in the US I could transfer money to him with no fees. I opened my account today and discovered its not so easy, since I am not on the Canadian account and he is not on the US account. Nobody told us this was required. I tried to send him some money person to person with the TD cross border 800 helpline people on the phone. They didn't think it would work because person to person is only for US accounts. I tried to enter his TD account number from Canada and his cell phone and transfer him some money. I got a response that it would take until September 8th. The cross border agent told me it probably wouldn't work because person to person is not set up for Canada and US. I just want to be able to transfer money from my US TD account to his Canadian TD account. Can I do this if we both have TD accounts?
Dorothea, New York
September 2, 2015 09:48:49 PM
1 person recommended this |
In reply to Dorothea, New York
Thank you for writing into TD Helps this evening, Dorothea! We'll be sure to share some useful information for you tonight.
In order to take advantage of the Me to Me transfers, your son would need to be a signer on your TD Bank account and you would need to be a signer on his TD Canada Trust account. You would need to send him a wire transfer if you or your son is unable to visit a TD Canada Trust location or TD Bank location vice versa. Please take a look at the information below on how to send an international wire.
To send an international wire, you will need the full name, address (including City), State/Province, Country and account number of the person/business you are sending money to. You'd also need the full name and address, including City, State/Province and Country of the financial institution receiving the funds, plus the amount and currency of the transfer.
For more details on sending international wires, please visit http://bit.ly/1oowsYN . When you are ready to send your international wire transfer, you will need to provide the foreign bank our SWIFT address; which is NRTHUS33XXX, as well as obtain their SWIFT address, which you can obtain by contacting the institution directly. Click here: http://bit.ly/TDStores to find a TD Bank near you. Please see the following link for all applicable fees included in our fee schedule: http://bit.ly/1cTejgt.
We hope this helps and have a good night, Dorothea! Take care.
Katherine G, Mount Laurel
September 2, 2015 09:50:27 PM
1 person recommended this