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I have an student account with your bank. I was wondering about the fee when you enroll in the person to person transfer money to other TD customers accounts.
January 9, 2015 05:51:27 PM
In reply to Akeem, Trenton
That's a great question Akeem and we'll be glad to provide you with details on the Person-to-Person Payment option.
While there is no fee to enroll for the Person-to-Person Payment feature, there would be a fee for each transfer you complete. The amount of the fee charged for this transfer option will depend on the delivery option you choose. When sending a Person-to-Person payment there is a three business day option, which has a fee of $1.00. You also have the option to send the payment with the next business day delivery; which has fee of $7.00. Please keep in mind the next day delivery option is not available for Savings accounts. To qualify for the next day delivery option, you must wait 90 days from your first successful 3-day transfer and must not have had any transactions that overdrew your account in the past 90 days. Please note that fees are subject to change. For an updated look at our fee schedule please check out: http://bit.ly/1cTejgt.
Person-to-Person Payments can only be conducted to or from a U.S. account in U.S. currency only. They can only be made from an Eligible Transaction Account: for example, personal Checking, Money Market or Savings accounts are usually allowed, with you as a signer on the account. Please note, accounts excluded from using this service due to ACH restrictions include, but are not limited to: Passbook, IRA, Holiday Club, Club Saver, and CDs. For the Terms and Conditions in addition to information on the payment methods and amounts, please check http://bit.ly/1pADlWD.
If you have any additional questions on this feature, feel free to contact Tech Support 24/7 at 800-493-7562.
We hope this helps, Akeem and enjoy your weekend.
Colleen B, Mount Laurel
January 9, 2015 05:52:56 PM