Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
my child is 17 and needs a checking account open.
August 22, 2014 09:17:41 AM
17 people recommended this |
In reply to natoshia, titusville
Thank you for reaching out to us on TD Helps, Natoshia! We do have accounts specifically for minors and we'll be happy to provide all the necessary information.
Since your child is under the age of 18, he or she may open a joint Checking or Savings Account with a Guardian or Custodian by visiting any TD Bank Store. Please keep in mind that your child will need to provide a valid form of identification such as a State License, State ID or Passport. Acceptable forms of identification for minors include; School ID (preferably with a picture), Passport, US Birth Certificate or Social Security Card. Since your child needs to present proof of ID, the account can only be opened at a TD Bank location. Please check out: http://bit.ly/TDStores for a TD Store near you.
At TD Bank, we offer a wide array of accounts and we invite you to visit the below links for more information. For checking account information please take a look here: http://bit.ly/1dbAcWh and also here for a personalized recommendation with our Checking Selector Tool: http://bit.ly/KmmHe7. For more information on savings account you may click: http://bit.ly/1o4wfc4 and also here for a recommendation with our Savings Selector Tool: http://bit.ly/1hXi2wF.
If your Teen is a full-time student, a Student Checking account may work best for you. To learn more about our Student Checking account, which includes no monthly maintenance fee or minimum daily balance for students under the age of 24, please visit http://bit.ly/S8Vejp.
For a personalized recommendation, you may check here for our Checking Account Selector: http://bit.ly/KmmHe7 and here for our Savings Account Selector: http://bit.ly/1sxY9Rd.
We can instantly issue Visa debit cards in our stores from Maine to Florida, which will immediately be active for purchases. Being that your child is under the age of 18, if a joint account will be opened, a Visa debit card can be issued as long as there is verbal consent of the adult on your new account.
We hope this helps, Natoshia and let us know if you have any questions.
Yen D, Mount Laurel
August 22, 2014 09:30:31 AM
2 people recommended this
In reply to Yen, Mount Laurel
Hello Yen, my daughter is 18 and doesnt yet drive, she wants a debot card for a joint acct we have set up, she was told she cant have one unless she gets a NYS license or a passport. What else can I provide as her Dad??
michael, lindenhurst ny
September 15, 2014 04:35:55 PM
3 people recommended this
In reply to michael, lindenhurst ny
Hi Michael, welcome to TD Helps! We'll be glad to go over different types of Identification that we can accept.
To get a debit card (which can be attached to a Checking or Money Market account) or an ATM only card (which can be attached to a Checking, Savings or Money Market account) we can accept either one Primary ID or two Secondary IDs. Below we will break down what is considered Primary vs.Secondary:
- State Driver's License with Photo and Signature
- State Issued ID with Photo and Signature
- Puerto Rico Driver's License with Photo and Signature
- Guam Driver's License with Photo and Signature
- US VI Driver's License with Photo and Signature
- Temporary Driver's License with Photo, Signature and Expiration Date
- Nexus Card
- Learner's Permit with Photo, Signature and Expiration Date
- Federal Government Employee ID with Photo
- US Government VISA with Photo, Signature and Expiration Date
- US Passport with Signature
- US Armed Forces (Military) ID with Photo
- MA Commission for the Blind ID
- Employment ID with Photo and Signature
- US Birth Certificate
- US Passport Card with Photo
- Welfare ID with Photo
- State Issued Driver's License with Signature, no Photo
- Foreign Driver's License with Photo
- US Employment Authorization card with Photo, Signature and Expiration Date
- College ID with Photo
- Firearms Permit with Photo
- Alien Registration Card with Photo
- Permanent Resident Card with Photo
We hope this information is useful for you and your daughter. Please let us know if you have any other questions.
Katherine G, Mount Laurel
September 15, 2014 04:39:02 PM
In reply to Katherine, Mount Laurel
Hi my child is 11 years old and he says he wants a debit card to buy stuff on ebay. What can I do to give him one and what do I need?
April 25, 2016 12:21:12 PM
In reply to Lily, Clinton
Thanks for sending us your question today, Lily.
As you're inquiring about a TD debit card, so your son can make purchases with, we'd first let you know that a debit card can only be issued to TD Checking account holders. For Savings account holders, ATM only card can be issued at this time.
In order to open an individual TD Checking, including TD Student Checking account, the individual must be at least 18 years of age. As you mentioned that your son is under the age of 18, we do ask that an adult accompanies him at one of our nearby TD Bank Stores, during lobby hours to open a joint account. For help locating a TD Store near you, please visit: http://bit.ly/TDStores.
Please keep in mind that both of the adult and your son will need to provide a valid form of identification such as Driver's License, Passport, Military I.D. etc. and Social Security number. As a minor, acceptable forms of identification for minors includes; School ID (preferably with a picture), Passport, US Birth Certificate or Social Security Card. We also encourage your son to review our Checking Accounts here: http://bit.ly/1oXjGgF, or use our Checking Account Selector at: http://bit.ly/1vW1xnU to find an account which suits his needs.
Please also know that a Visa Debit Card can be issued for a minor at the parent's consent and Store manager's discretion.
Now let's move on to TD Go Card, please know that money may be loaded onto the card by the Account Owner using a TD Bank debit or credit card. We also invite you to check out http://bit.ly/1gRpCay for the TD Go Card Frequently Asked Questions.
We hope this helps out, Lily. Please take care!
Alara B, Mount Laurel
April 25, 2016 12:21:41 PM