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September 1, 2015 06:02:26 PM
In reply to Avia, Pawtucket
Thanks for contacting us on TD Helps, Avia.
Knowing when your funds will be available is very important for account management.
The type of deposit you make determines when the funds will be available. Cash Deposits made with a Teller are made available the same business day for your use.
Check Deposits work a little differently, when you deposit a check, the first $100 is made available right way. If you are a new account holder and your account has not been open for 30 consecutive days, Check Deposits can be held for 7-10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
If you make a deposit through the ATM, either cash or check, the first $100 dollars is credited immediately while the remainder of your deposit will be applied to the balance on the following business day. Unlike the ATM, the Mobile Deposit feature does not credit any funds initially. The funds will be credited on the following business day.
If you would like to confirm your available funds on your specific deposit, we recommend contacting our Banking Specialists directly.
To read the Funds Availability Policy and other important details, please visit http://bit.ly/1kb17UQ (page 35).
Hope this clears up your question, Avia! Let us know if we can be of further help and have a great day.
Customer Service Team, Mount Laurel
September 1, 2015 06:03:59 PM