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Or in other words if the full check amount appears as a CREDIT in your online activity, does that mean it cleared fully with no possibility of insufficient funds on the other side ?
Thank you very much
Michael, Franklin Square
February 10, 2015 12:30:33 PM
In reply to Michael, Franklin Square
Hey Michael, thanks for coming by TD Helps.
Typically, when you deposit a check with a Teller, the first $100 is made available immediately. The rest of the funds are usually credited to your account on the following business day.
If your deposit was made at TD Bank before 8:00 PM on a business day, it would be considered a deposit on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. As you've mentioned that you made a deposit on Saturday, we will consider that the deposit was made on the following business day. For weekend deposits, this usually means that the deposit will be considered Monday's deposit and will post to your account Tuesday. Please keep in mind that if Monday of that week is a federal holiday, the deposit is considered for Tuesday and will post to your account on Wednesday.
Please note, although your check deposit may be credited to your account, it does take approximately 7 to 10 business days to verify the funds from the bank the check is drawn from. This means that even though the funds may be available in your account, there is still a chance it can be returned once the verification process has been completed. We invite you to check out: http://bit.ly/1kb17UQ for more information on our Personal Deposit Account Agreement.
If you have any further inquires, feel free to connect with us at 888-751-9000 or visit during lobby hours here: http://bit.ly/TDStores. You can also select the "reply" link and we'd be happy to help!
Have a wonderful day!
Yen D, Mount Laurel
February 10, 2015 12:33:01 PM