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My husband and I just deposited a fairly large check ($11,000) into our checking account. We deposited it Friday at around 3:30 pm at a local branch. Should this check clear by Saturday morning, or will we have to wait until Monday to have access to those funds?
July 26, 2015 01:57:31 PM
In reply to Johanna, Hampden
Great to have you with us and thanks for the question today!
When you deposit a check with TD Bank with a Teller, the first $100 is usually made available immediately. In general, the rest of the funds will be credited to your account on the following business date.
Since you mentioned that the check you deposited is a larger dollar amount, kindly note that exceptions can occur which can cause delays in funds availability for these types of items. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you'd like to us to review the deposit you made in more detail, please reach out to us. We're available 24/7 at 888-751-9000, or you are more than welcome to stop in to any of our Stores during our lobby hours. These are listed here for your convenience: http://bit.ly/TDStores.
We hope this helps a bit, Johanna.
Thanks again for writing in to us and we hope you enjoy your Sunday!
Kristen P, Mount Laurel
July 26, 2015 01:58:49 PM