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I need this money asap
January 23, 2015 11:04:10 AM
In reply to Tyler, Newark
Good morning, Tyler and thanks for dropping by TD Helps. We're glad to go over funds availability with you.
Typically speaking, when your deposit is made before 8pm EST on a business day, funds from your check deposit will be made available the following business day. If your deposit is made after 8pm EST on a business day or on any weekend or Federal Holiday, the next business day will be considered the deposit date. For example if you make a mobile deposit on a Saturday, the deposit date will be Monday, since that is the next business day; your funds would then generally be available on Tuesday morning. If Monday is a Federal holiday, the transaction will post Wednesday morning. For more information, take a look here: http://bit.ly/1ff8byL (the deposit availability details are listed in sections 2 and 3).
Please keep in mind that $100 same day availability for deposits do not apply to Mobile Deposits. For more information on funds availability and deposits that may be applied for longer delays, please take a look here for our Personal Deposit Account Agreement: http://bit.ly/1kb17UQ (Pg. 38-41). You may also contact Customer Service at 888-751-9000, 24/7 for more information, or visit your local TD Bank Store, http://bit.ly/TDStores.
Please know that the same funds availability policy applies to check deposits made with a TD Bank Teller also; however, we normally make $100.00 available to you same day when depositing checks with a teller directly. Once a mobile deposit is completed, you will not be able to deposit it with a Teller, or cancel the deposit.
Let us know if you have any other questions. We hope you have a nice day!
LiShu R, Mount Laurel
January 23, 2015 11:05:36 AM
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