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Staci, Lake Mary
March 16, 2016 04:11:06 PM
In reply to Staci, Lake Mary
Thank you for reaching out to us on TD Helps, Staci! We'll be glad to answer your question regarding your ATM withdrawal question.
When you withdraw funds from the ATM, the funds are deducted from your available balance as well as any pending debit card transactions. Please take a look below at some useful information regarding your available balance:
-Your Available Balance does not reflect checks that you have written that have not yet cleared, or payments made in Bill Pay by laser draft (paper check) that have not yet cleared
-Your Available Balance also does not include electronic payments in Bill Pay that have not yet been paid, or debit card transactions that have not yet been processed by the vendor for payment
-If you exceed your available balance, you may incur an overdraft fee
You may also find this link helpful: http://bit.ly/1gDES9n or even this video discussing what an Available Balance is: http://bit.ly/1qSujaj.
We hope this answers your question, Staci and come on by TD Helps any time you have a question in the future. Take care and have a wonderful afternoon!
Katherine G, Mount Laurel
March 16, 2016 04:12:25 PM