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if i book the hotel in barbados using my debit card, do they charge transaction fee
July 11, 2017 09:44:29 AM
In reply to KAREN, LAWRENCE
Thanks for bringing your question to TD Helps, Karen. We'll be happy to help!
If you have a Checking account with TD Bank, and were hoping to use your Debit Card internationally, we're happy to announce that TD Bank does not charge you any foreign transaction fees for purchases made with this card! However, please note that when using this card for a purchase in foreign currency, your funds will need to be converted to U.S. Dollars. The exchange rate is determined at the time of purchase, and is not set by TD Bank.
For any fees that may be charged by the merchant, we recommend that you contact them directly for further assistance.
Please also keep in mind that fees may be incurred while using international ATMs. Each withdrawal, transfer, and balance inquiry made at an ATM not owned by TD may be subject to a fee, which is charged by TD Bank the same day the transaction is made. Our current Fee Schedule can be found here: https://go.td.com/2lbbfGg, which details this for you. Please note that this fee may be assessed in addition to any fee assessed by the owner of the ATM or network, and may include fees for both withdrawals and balance inquiries.
Depending on the type of account you have with us, your non-TD ATM fees may be reimbursed with a $2,500.00 daily minimum balance. Please check out our Fee Schedule for information about the type of accounts needed to avoid a non-TD ATM fee.
If you would be using a TD Bank Visa Credit Card, foreign transaction fees may apply. To view the general terms for a Personal Credit Card, please see here: http://bit.ly/1klVfbF. Kindly also note that if you do have a Credit Card with TD Bank, or intend to, a Credit Card Agreement specific to your account is issued at that time of approval and may contain different terms.
For any questions at all that you may have, feel free to contact us directly! We're here 24/7 for you and can be reached at 888-751-9000, or for any credit card inquiries, please reach us at this number: 888-561-8861, also 24/7 for your convenience. As always, you can visit at TD Store for assistance. Our Stores nearest you can be found here: http://go.td.com/1f9DSJR.
We hope this helps answer all your questions, Karen. Enjoy your trip!
Brittany Mullen, Mount Laurel
July 11, 2017 09:45:18 AM