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certified checks, 1 for 10,000.00 and the other for the balance, will the 10,000.00 be available sooner or do they hold checks for the same length of time regardless of amount?
November 10, 2015 10:05:31 AM
1 person recommended this |
In reply to Virginia, Babylon
Good question, Virginia, we'll be happy to go over funds availability with you here on TD Helps.
As you'll be depositing a certified check, please know that when depositing cashier's, certified, teller’s, traveler’s, and federal, state, and local government checks, funds from the first $5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first Business Day after the day of your deposit. The excess over $5,000 and funds from all other check deposits will be available no later than the seventh (7th) Business Day after the day of your deposit.
Please note that there are exceptions that may cause delays in funds availability. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
We hope the information provided help. Let us know if you have any further questions. Have a great one, Virginia.
LiShu R, Mount Laurel
November 10, 2015 10:06:39 AM
1 person recommended this