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July 28, 2015 08:59:50 AM
In reply to Joe, Atlanta
Welcome to TD Helps, Joe. We are happy to point you in the right direction with your question.
Typically, for any check deposit made at a TD Bank ATM, the first $100.00 of your daily ATM deposits will be made available immediately as long as your account has been opened 90 days or greater. Deposits made through the ATM before 8:00 PM will be available on the next banking day. However, deposits made through the ATM after 8:00 PM will be considered the next days' business and will post to your account on the following business day. If you make an ATM deposit after 8:00 PM on a Friday, that deposit is considered to be on Monday's banking day and will post to your account on Tuesday. Anytime a holiday falls on a Monday, the deposit will post to your account on Wednesday morning. If you deposit cash into a TD ATM, the funds will be available immediately in your account.
Since you stated you are looking to deposit a check at non TD ATM, you can do so at any ATM that is listed as a NYCE shared deposit machine. Please keep in mind that any deposits made at a non-TD ATM may not be available until the fifth business day after the day of your deposit. Also, longer delays may also apply under certain circumstances; for more information, we recommend reviewing our Personal Deposit Account Agreement http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
Since you are writing in from Atlanta, we wanted to let you know that you also that the option of making a Mobile Deposit. TD Bank Mobile Deposit is available for most iPhone and Android devices and to customers of at least 90 days or longer with an active checking, savings or money market account. We invite you to take a look here: http://bit.ly/1e3jiYF for more information along with the Frequently Asked Questions (FAQs) for TD Bank Mobile Deposit. Please also see this link for information and guidelines to TD Bank Mobile Banking and Mobile Deposit at: http://bit.ly/1ff8byL.
To use Mobile Deposit, you must first be enrolled for TD Bank Online Banking. If you are not currently enrolled for online banking, you may use our self-service option by visiting http://bit.ly/1lU2qfY to begin the enrollment process. In order to do so, you will need your account number, TD Bank ATM or Debit Card number, your Social Security number and your email address. Once at the page, please select "Personal" from the drop down box. When you select continue, you will have to read and accept the Online Banking Service Agreement. Then you will be asked to enter your personal information including the items mentioned earlier and to create a user name and password. Finally, you will be asked to create three security questions. When you finish the enrollment process, you will have immediate access to your account(s).
If you have any additional inquiries, feel free to contact our Banking Specialists at 888-751-9000 available 24/7.
Once you have enrolled as mentioned above, you can now use your mobile phone to access your account information and make deposits. To download the Mobile App for your Android or iPhone, please click here: http://bit.ly/1opBqUt. You can input your mobile phone number for a text message containing the TD Bank Mobile App link, and mobile deposit can be used with most Android and iPhone devices.
We hope this information helps, Joe. Please let us know if you have any more questions. Take care!
Alara B, Mount Laurel
July 28, 2015 09:01:55 AM