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December 3, 2014 04:42:31 PM
In reply to rene, keene
Thanks for coming to us on TD Helps today, Rene! We'll be happy to answer any questions you may have about ATM deposits.
We'd like to let you know that the $100.00 of your daily TD Bank ATM deposits will be made available immediately, as long as your account has been opened for 90 days or greater. Deposits made through the ATM before 8:00 PM will be available on the next banking day. However, deposits made through the ATM after 8:00 PM will be considered the next days' business and will post to your account on the following business day. If you make an ATM deposit after 8:00 PM on a Friday, that deposit is considered to be on Monday's banking day and will post to your account on Tuesday. Anytime a holiday falls on a Monday, the deposit will post to your account on Wednesday morning. If you deposit cash into a TD ATM, the funds will be available immediately in your account (for accounts opened longer than 90 days).
You also have the ability to make deposits at non-TD ATMs as long as it is listed as a NYCE shared deposit ATM. Please keep in mind that any deposits made at non-TD Bank ATMs will take longer to clear your account. You may wish to convert the cash to a non-monetary instrument such as a Money Order prior to making the deposit at a non TD Bank ATM. Check deposits made with your card at these ATMs can take up to seven business days after the deposit is made while cash deposits can take up to five business days. If you'd like to take a look at this information in greater detail, we invite you to take a look at our Personal Account Agreement, http://bit.ly/1kb17UQ. Pages 35-37 detail all of our deposit availability information.
We hope this is helpful and please let us know if you have any additional questions, Rene!
Katherine G, Mount Laurel
December 3, 2014 04:44:21 PM