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i just deposited a check today and need the money by tomorrow how long does it take for the deposit to be in my account?
June 24, 2017 11:51:46 AM
In reply to hailley, manchester
Good morning, Hailley! Great question!
The type of deposit you make determines when the funds will be available. Direct Deposits are available on the same business day that they are credited to your account, even while they are in a pending status. Similarly, Cash Deposits made with a Teller are also made available the same business day for your use.
Check Deposits work a little differently, when you deposit a check, the first $100 is made available right way. If you are a new account holder and your account has not been open for 30 consecutive days, Check Deposits can be held for 7-10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of deposit but the rest of the funds may credit to your account the following business day.
As you have stated that you plan on making a deposit through the ATM, either cash or check, the first $100 dollars is credited immediately while the remainder of your deposit will be applied to the balance on the following business day.
To read the Funds Availability Policy and other important details, please visit https://go.td.com/1kb17UQ (page 40).
Please let us know if you have any additional questions, Hailley. We're always happy to help!
Customer Service Team, Mount Laurel
June 24, 2017 11:52:05 AM
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