Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
October 20, 2014 06:42:37 PM
In reply to Ella, pennsauken
Thank you for joining us at TD Helps today, Ella.
When making check deposits with a Teller, the first $100 is made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, please note that check deposits can be held for 7-10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
When making a deposit at an ATM, if your account has been opened for 90 days or greater, any check deposit will have the first $100.00 of your daily ATM deposits immediately available in your account. Please keep in mind that if your account has not yet been open 90 days, the first $100.00 of an ATM deposit will not be available for withdrawal at the time of deposit.
Additionally, any deposits made through Mobile Banking will not have the first $100 available on the same business day. In most cases, the full amount becomes available the following business day. We invite you to visit: http://bit.ly/1e3jiYF for more details about mobile deposits.
We also recommend that you to take a look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 35-37 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you like, you can give one of our Banking Specialists a call at 888-751-9000, 24/7. They'll be happy to let you know how this applies to your account specifically, or review your deposit with you. Or visit us during lobby hours at any nearby TD Bank Store, at http://bit.ly/TDStores.
Let us know if this helps answer your question and have a great day!
Cameron P, Mount Laurel
October 20, 2014 08:33:56 PM
1 person recommended this