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January 22, 2015 01:57:59 PM
In reply to Lissette, matawan
Good afternoon, Lissette! Great question and thanks for stopping by. We appreciate the chance to chat with you today.
First, please keep in mind that the $100 same-day availability policy which applies to most Teller and ATM deposits does not apply to Mobile Deposits.
In general, when you make a mobile deposit, if it is made before 8:00 pm EST on a business day, the funds will be made available for withdrawal on the following business day. Please note that a business day is every day except Saturdays, Sundays, and Federal Holidays. If your deposit is made after 8:00 pm EST on a business day or on any weekend or Federal Holiday, the next business day will be considered the deposit date.
For example, if you make a mobile deposit on a Saturday, the deposit date will be Monday, since that is the next business day; your funds would then generally be available on Tuesday morning. For more information, take a look here: http://bit.ly/1ff8byL (the deposit availability details are listed in section 7).
Also, for more information on funds availability and deposits that may be applied for longer delays, please take a look here for our Personal Deposit Account Agreement: http://bit.ly/1kb17UQ (Pg. 38-41). You may also contact Customer Service at 888-751-9000, 24/7 for more information, or visit your local TD Bank Store, http://bit.ly/TDStores.
Hope this clarifies your question, Lissette! Thanks again and have a wonderful day.
Kristen P, Mount Laurel
January 22, 2015 01:59:42 PM
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