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December 29, 2014 10:49:36 AM
In reply to Andrew, Queens
Thanks for writing into TD Helps, Andrew! We'll be happy to go over our funds availability policy for you.
Please note that if your deposit is made on a business day before 8PM then generally it will be made available the next business day. If your deposit is made after 8PM, or on any weekend or holiday, the next business day will be considered the 'deposit date' and the funds should be available on the business day following the 'deposit date'. For example, in this case, your mobile deposit was made on Friday after 8PM, the deposit date will be considered as Monday's deposit, since that is typically the next business day; your funds would then generally be available on Tuesday morning. Please note: our $100 same-day availability does not apply to Mobile Deposits.
For more information about Funds Availability, please take a look at our TD Bank Mobile Deposit Addendum here: http://bit.ly/1ff8byL (Sections 6 and 7 refer to Deposit Availability) or our Personal Deposit Account Agreement here http://bit.ly/1kb17UQ (Pg. 38-42 for Funds Availability).
If you have any further questions of when your pending deposits would become available, please do not hesitate to connect with us at 888-751-9000, we're available 24/7 and after account verification, we would be happy to help! You could also visit your local TD Bank Store found here: http://bit.ly/TDStores for any questions.
We hope this helps and feel free to come by any time that you have a question, Andrew! Take care.
Yen D, Mount Laurel
December 29, 2014 10:54:49 AM