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If i deposit money at the branch will it go into my account instantly
March 4, 2015 09:50:29 AM
In reply to dean, kamloops
Thanks for joining us here at TD Helps, Dean. We'd be more than happy to help provide more information on funds availability.
The type of deposit you make determines when the funds will be available. Cash deposits made with a Teller are made available the same business day for your use.
When you make a check deposit, the first $100 is made available right way. However, if you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for 7-10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
If you make a deposit through the ATM, either cash or check, the first $100 dollars is credited immediately while the remainder of your deposit will be applied to the balance on the following business day. Unlike the ATM, the Mobile Deposit feature does not credit any funds initially. The funds will be credited on the following business day.
To read the Funds Availability Policy and other important details, please visit http://bit.ly/1kb17UQ (pages 38-41).
We also noticed that you are writing to us from Kamloops, Canada. If this is pertaining to a TD Canada Trust account, we invite you to check out: http://bit.ly/1B0UosI our friend Rachel answered a similar question that could help you. If you have any additional inquiries regarding your TD Canada Trust account, feel free to submit your question via their TD Helps page here: http://bit.ly/1qHQQns.
We hope this helps Dean. Have a great day!
Yen D, Mount Laurel
March 4, 2015 10:02:54 AM
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