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I deposited money in my account On Friday after 8 will will it arrive
January 13, 2018 01:29:43 PM
In reply to Caren, Philadelphia
Good afternoon, Caren!
We appreciate you bringing your question to TD Helps today! We'll be more than happy to clear up any confusion, and provide more information in regard to TD Ban's funds availability.
When making a deposit, it's first important to note that the type of deposit that was performed can determine when the funds will be available. Direct deposits are available on the same business day that they are credited to your account, even while they are in a pending status. Similarly, cash deposits made with a Teller are also made available the same business day for your use.
Check deposits; however, work a little differently. When you deposit a check, the first $100 is made available right way. If you are a new account holder, and your account has not been open for 30 consecutive days, check deposits can be held for 7-10 business days for verification purposes. If you make a deposit through the ATM, either cash or check, the first $100 dollars is credited immediately while the remainder of your deposit will be applied to the balance on the following business day.
Unlike the ATM, the Mobile Deposit feature does not credit any funds initially. The funds may be credited on the following business day.
Additionally, it's also important to note that when making a check deposit, please note that any deposit that is initiated after 8pm will be considered the next day's business, and may post on the following business day. A business day is every day except for weekends and federal holidays.
If you'd like, you're more than welcome to check out our Funds Availability Policy here: https://go.td.com/2nf0JAI for more information. You can find additional information on pages 40-44.
If you'd like to speak with one of our Specialists in regard to your deposit specifically, you're more than welcome to do so. Banking Specialists are here to help 24 hours a day, 7 days a week, and can be reached by simply dialing 1-888-751-9000. You would also have the option of visiting a TD Store location, during lobby hours, to speak with a Customer Service Representative. To take a look at Store locations and their hours, please visit http://go.td.com/1f9DSJR.
We hope this clears up any confusion, Caren, and that you have a great rest of your weekend!
Brittany M, Mount Laurel
January 13, 2018 01:30:13 PM