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July 11, 2015 05:47:30 PM
In reply to Shaun, Springfield
Hi Shaun and welcome to TD Helps! We'd be happy to help shed some light on when your funds will clear.
If you make a check deposit with a TD Bank Teller, the first $100.00 is made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held up to seven business days for verification purposes. After this grace period, not only will the first $100.00 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
If you make a check deposit at a TD Bank ATM before 8PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. If you make a deposit at an ATM before 8PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8PM, or on a day we are not open, we will consider that the deposit was made on the next business day.
If you make a check deposit through TD Bank Mobile Deposit and you submit the deposit before 8PM. ET on a business day, that is considered the date of your deposit; otherwise, the next business day is considered the date of your deposit. Your funds are generally available on the business day following the date of your deposit. Please keep in mind that deposits made through mobile banking will not have the first $100 available on the same business day. In most cases, the full amount becomes available the following business day.
Please keep in mind that there are exceptions that may cause delays in funds availability, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any further questions, please connect with one of our dedicated Banking Specialists by dialing 888-751-9000. Upon account verification, they will be able to answer any questions you have pertaining to your accounts. You also have the option of going to your nearest TD Bank Store for assistance. Feel free to click here: http://bit.ly/TDStores for hours and locations near you.
We hope this helps, Shaun. Have a great weekend!
Customer Service Team, Mount Laurel
July 11, 2015 05:55:27 PM
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