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Cathy, Willow Grove
January 19, 2018 12:30:14 PM
In reply to Cathy, Willow Grove
Welcome to TD Helps, Cathy. We're always glad to review Funds Availability.
Please know that when making a money order deposit, it follows the same rules as depositing a check.
When making check deposits with a Teller, the first $100 is usually made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for 7-10 business days for verification purposes. After your account has been opened for 30 days, not only will the first $100 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
Deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that same business day. A business day is every day except Saturdays, Sundays, and Federal Holidays. If you make a deposit at an ATM before 8:00 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8:00 PM, or on a day we are not open, we will consider that the deposit was made on the next business day. Accounts that are 90 days old will have the initial $100 made available and generally see availability of funds the next business day.
Money order deposits are not accepted via Mobile Deposit at this time.
You may also take a look at our Personal Deposit Account Agreement here: http://go.td.com/1kb17UQ. On pages 40-44, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If the depositor has any questions, they can reach us 24/7 at 888-751-9000 or during lobby hours at a TD Store. TD Stores can be reviewed here: http://go.td.com/1f9DSJR.
We hope this clears things up, Cathy. Have a good day.
Megan K, Mount Laurel
January 19, 2018 12:31:04 PM