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April 17, 2015 01:58:17 PM
In reply to Eric, Toronto
Great question, Eric, and thanks for stopping by TD Helps for your answer.
You have reached the TD Bank in the United States. Seeing that you are connecting with us from Canada, we think you are trying to reach out to our friends at TD Canada Trust. We invite you to check here: http://bit.ly/1OnpD45 for more information about ATM deposit funds availability. If this does not address your concern, you may feel free to reply to this post on their page or simply submit your own question while you're there.
If you also bank with us, here in the U.S. we'd be more than happy to share our funds availability with you here.
Deposits made through the ATM before 8:00 PM will be available on the next banking day. However, deposits made through the ATM after 8:00 PM will be considered the next days' business and will post to your account on the following business day. For example, if you make an ATM deposit after 8:00 PM on a Friday, that deposit is considered to be on Monday's banking day and will post to your account on Tuesday. Anytime a holiday falls on a Monday, the deposit will post to your account on Wednesday morning.
Please note that TD Bank makes the first $100.00 available of your daily ATM check deposits immediately for accounts that are opened 90 days or greater. If your account is less than 90 days old, the first $100 of a check deposit made at a TD Bank ATM will be available to you on the first (1st) Business Day after the day of your deposit.
Because there are exceptions that may cause delays in funds availability, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
We hope this information helps, Eric. Enjoy the rest of your day!
LiShu R, Mount Laurel
April 17, 2015 02:01:07 PM