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June 2, 2017 03:12:07 PM
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In reply to Kyla, Bronx
Hi Kyla! That's a great question.
Depending on how the account was set up, she may have access to it even prior to being 18.
If the account was set up as a simple joint account, she already has full access to the account. However, if the account was set up with a certain titling, in which she is listed as the Minor and you are listed as the Custodian, she does not have access. This does not automatically change once she reaches 18 years old. If the account was set up this way, it will need to be closed and new one opened as simple joint or individual account. This can even be done prior to her reaching 18 years old. Joint accounts do need to be opened in a TD Bank Store.
We'd be happy to review your account to find how it was set up at opening. We're available 24/7 at 888-751-9000. We also invite you to stop in to see us at any of our Stores. To find one near you, please click here: https://go.td.com/1nq31dc.
We hope you and your daughter have a great weekend, Kyla!
Customer Service Team, Mount Laurel
June 2, 2017 03:12:28 PM