Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
kayla, cotuit, ma
October 26, 2014 06:28:57 PM
2 people recommended this |
In reply to kayla, cotuit, ma
Hello, Kayla and thanks for your question on TD Helps! We're glad to review information about deposits with you.
Usually, when you deposit a check with a Teller or at a TD Bank ATM, the first $100 is made available immediately. The rest of the funds are usually credited to your account on the following business day.
If your deposit was made at TD Bank before 8:00 PM on a business day, it would be considered a deposit on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. As you've mentioned that you made a deposit on Saturday, we will consider that the deposit was made on the following business day. For weekend deposits, this usually means that the deposit will be considered Monday's deposit and will post to your account Tuesday. Please keep in mind that if Monday of that week is a federal holiday, the deposit is considered for Tuesday and will post to your account on Wednesday.
Please note, exceptions can also occur which can cause delays in funds availability. For example, if you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for up to 7 business days for verification purposes. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have questions about your deposit or availability, please give us a call anytime! Our Banking Specialists are available 24/7 at 888-751-9000 and can answer any questions you may have.
We hope this clears it up for you, Kayla! Visit us again and have a great rest of your day.
Yen D, Mount Laurel
October 26, 2014 06:55:09 PM
3 people recommended this