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October 30, 2014 02:45:06 PM
In reply to Kara, Keansburg
Welcome to TD Helps, Kara. We're glad to go over funds availability with you.
Cash deposits (made at the Bank’s teller station or the Bank’s ATM) are available on the same day they are deposited.
Please note that TD Bank makes the first $100.00 available of your daily ATM check deposits immediately for accounts that have been opened 90 days or greater. Deposits made through the ATM before 8:00 PM will be available on the next banking day. However, deposits made through the ATM after 8:00 PM will be considered the next days' business and will post to your account on the following business day. For example, if you make an ATM deposit after 8:00 PM on a Friday, that deposit is considered to be on Monday's banking day and will post to your account on Tuesday. Anytime a holiday falls on a Monday, the deposit will post to your account on Wednesday morning.
You can also make an ATM deposit at a non-TD ATM. You can do so at any ATM that is listed as a NYCE shared deposit machine. Please keep in mind that any deposits made at a non-TD ATM will take longer to clear your account and can take up to 5 to 7 business days. Also, longer delays may also apply under certain circumstances; for more information, we recommend reviewing our Personal Deposit Account Agreement http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
Let us know if you have any questions and take care!
Colleen B, Mount Laurel
October 30, 2014 04:59:46 PM
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