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October 20, 2015 07:38:31 AM
In reply to Amanda, Burlington
Thanks for joining us here at TD Helps, Amanda. We'd be glad to help.
Depending on how the payment was made, it could vary. For instance, if you made payment to a merchant online and the payment was made with a TD Debit Card, the payment should be deducted from your available balance immediately. Please note, while the authorized amount typically takes one to two (1-2) business days to post to your account, the timing really depends on the merchant where you made a purchase. However; payments in which you provide the account number and routing number may take up to 2-3 business days to reflect from your account.
If the payment was made via TD Bill Pay and you chose next day delivery that would mean the payment was sent electronically and would be deducted on following business day. If the payment was sent via check, next day delivery is not available, it will not reflect your account until the merchant deposits or cashes the payment. Payments sent via check could take up to 7-10 business days for delivery.
If you have any further questions, please do not hesitate to contact us directly at 1-888-751-9000 to speak with a Banking Specialists, available 24/7. As always, you can visit us, during lobby hours, at any TD Bank Store. For hours and locations near you, take a look here: http://bit.ly/TDStores.
We hope this helps, Amanda. Should you need anything else, please do not hesitate to let us know. Have a great day!
Yen D, Mount Laurel
October 20, 2015 07:41:10 AM