Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
May 27, 2015 11:15:03 AM
In reply to Richard, Lansdowne
Thanks for joining us here at TD Helps, Richard. We'd be happy to provide some details.
Knowing when funds will be available in your account is important for managing your money. We understand and are here to help.
Deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. If you make a deposit at an ATM before 8 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8 PM, or on a day we are not open, we will consider that the deposit was made on the next business day. The first $100 of your check deposit is made available to you immediately for accounts opened longer than 90 days. The remaining amount is generally available the next business day.
Generally, cash deposits made via a TD Bank's ATM are available on the same day they are deposited. However, when depositing cash via TD ATM, accounts that are less 90 days old, will generally see availability of funds the next business day.
You may also take a look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
We hope this helps, Richard. Please let us know if you have any other questions.
Yen D, Mount Laurel
May 27, 2015 11:18:14 AM