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April 29, 2015 01:51:41 PM
In reply to Jenney, Paterson
Thank you for considering TD Bank for your banking needs, Jenney. We're glad to go over funds availability with you.
In most cases, when making check deposits with a Teller, the first $100.00 is made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, Check Deposits can be held up to 7 business days for verification purposes. After this grace period, not only will the first $100.00 be made available at the time of deposit, but the rest of the funds will credit to your account the following business day.
Cash deposits made at the ATM or with bank tellers are available immediately on the business day on which they are deposited.
Check deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and Federal holidays. If you make a deposit at an ATM before 8:00 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8:00 PM, or on a day we are not open, we will consider that the deposit was made on the next business day.
Please note that there are exceptions that may cause delays in funds availability. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
We invite you to take a look at our many different types of Checking accounts here: http://bit.ly/1aDaRqd or check out our Checking Selector Tool here http://bit.ly/KmmHe7 for help choosing a Checking account that is the best fit you. At TD Bank, we also offer Savings Accounts for all of your saving needs! We recommend taking a look at http://bit.ly/1pJT9I9 for more detailed information on each particular Savings Account available. You may find it helpful to check out our customized Savings Selector Tool, found here: http://bit.ly/1hXi2wF.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
Thanks again for choosing TD Bank, Jenney. If you have any other questions, please do not hesitate to ask!
LiShu R, Mount Laurel
April 29, 2015 01:55:01 PM