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long does the transaction typically take, and how soon are those funds available for withdrawal from the TD Bank checcking account? And is there any limit to the withdrawal amount?
October 18, 2014 10:21:44 PM
Saving & Managing Your Money
In reply to Lisa, NJ
Thank you visiting us on TD Helps today, Lisa. We are more than happy to answer your questions.
If the funds are being sent as a wire, we post all incoming wires from the Federal Reserve until 6:30 p.m. on the current banking day. A confirmation will be sent to you the day the wire transfer is credited to your account. Please note that incoming wire information must match the account title for the TD Bank account receiving it. We also do not process incoming Pay Upon Proper Identification (PUPID) wires and we return them to the sender.
To confirm if the wire has been credited to your account, you may access up-to-the-minute account information 24/7by calling our Automated Banking System at 800-937-2000. You can also give us a call at 888-751-9000 to speak with our Banking Specialists who are available 24/7 or, log into your Online Banking/Mobile App and review your pending or posted transactions.
If you have not enrolled for Online Banking, you can do so for free here: http://bit.ly/1lU2qfY. You will need your Social Security number, your TD Bank ATM/Visa Debit Card, your account number, and your email address. If you do not have a debit or ATM card, or if you need any assistance enrolling please call 800-493-7562 to speak with one of our Digital Banking Specialists who are also available 24/7. As always, you could also stop by any local TD Bank Store and they would be happy to help! Here is a link for you to view TD Bank location details and hours: http://bit.ly/TDStores.
Please note, once the wire is received and credited to your account, you'll be able to make the withdrawal on the same day. If you make the withdrawal with the bank teller, the maximum amount you can withdraw should not exceed your available balance at that time.
Please review the information listed below if you wish to withdraw funds at an ATM. The standard daily ATM Visa/Debit card limits are listed in the Deposit Account Agreement. Funds availability may be limited by factors such as your current available balance or a predetermined authorized daily limit established at your request. For standard daily withdrawal limits for your TD Bank Visa Debit card, please check our Personal Account Agreement at http://bit.ly/1kb17UQ (pgs. 39-40).
You have a few options on how to request an increase for your debit card if you are expecting to spend more than what is permitted by your daily limits.
You can send us a written request via fax. You can send the fax to our Fulfillment Team at 856-533-1138, and please include the following information:
• Subject: Limit Increase • Account Number • Debit/ATM Card Number • Your Name • Contact Telephone Number • Amount of increase or decrease • Indicate - Visa, POS, ATM • Your Signature
You may also stop by your local TD Bank Store during lobby hours for assistance.
Lastly, you can send us a secure message via online banking to submit this request, if you're already enrolled. After logging onto your account, please click on "Send a Secure Message" link, which is located on the left hand corner under "Message Center." You may choose General Account Inquiry as the subject and type the message in the Comments/Requests section.
Please note, limit increases are temporary and the transaction must be completed the same day that the limit increase is granted. If you are interested in a permanent limit increase or decrease, you must visit your local TD Store location to make the request.
Thanks again for visiting, Lisa and we hope we've answered your questions! Enjoy the rest of your weekend.
Luis C, Mount Laurel
October 18, 2014 10:22:53 PM