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June 25, 2015 02:09:10 PM
In reply to Stacie, Boston
We would not want to see you get a fee – we would be happy to advise you a bit more about this.
If you happen to withdraw funds and this causes your account to fall below its required minimum, those funds would have to be replaced during the same business day in order to avoid the fee. In this case, if you take $20 from your account this afternoon and your account would then be below the minimum, it would be necessary to replace the funds today. The deposit would have to be made with a teller or at the ATM prior to 8:00 pm EST to be considered for the current banking day.
Please keep in mind that if the funds are replaced tomorrow morning, or "overnight" as with a direct deposit, this deposit date is considered to be the following banking day and would not qualify the account to avoid the fee.
We encourage you to speak with a Specialist directly so that we can help you be sure you'll avoid this fee. You are more than welcome to reach us 24/7 at 888-751-9000, or you can also stop in at any of our Stores: http://bit.ly/TDStores.
We hope this explanation helps you a bit, Stacie.
If you have any new questions please just reply to us here, or give us a shout like we mentioned earlier.
Have a great afternoon!
Kristen P, Mount Laurel
June 25, 2015 02:10:56 PM