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If one of my checking accounts is overdrawn, will TD automatically pull funds from my other TD Checking account to cover the overdrawn account? If so, when does this happen?
Caroline, New York
February 1, 2018 02:35:09 PM
In reply to Caroline, New York
Great question, Caroline. We're glad to clarify.
Please know that we do not offer a form of overdraft protection at this time that debits funds from another checking account you maintain with TD.
We do however offer Savings Overdraft Protection. Savings Overdraft Protection will make transfers automatically from your savings account if the funds are not available in your checking account as long as the balance is sufficient to cover the overdrawn amount.
Keep in mind that there may be a fee associated with this service. You can learn more here: https://go.td.com/2kFZ5mK.
If you'd like to sign up for Savings Overdraft Protection, please visit a TD Store during lobby hours and sign the necessary paperwork. You can review TD Stores and their hours here: http://go.td.com/1f9DSJR.
We hope this clears things up, Caroline! Have a great day!
Megan K, Mount Laurel
February 1, 2018 02:35:41 PM