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October 24, 2014 12:08:21 PM
4 people recommended this |
In reply to RICARDO, HYANNIS
Thanks for coming by TD Helps with your question, Ricardo! We'll be happy to go over information regarding deposits and transfers.
If cash is deposited into your account at a TD Bank location during lobby hours, the funds would be available immediately. If the deposit consists of a combination of cash and checks, we will make all of the cash and the first $100.00 available of the check(s) immediately. Typically the rest of the funds become available on the next business day. Some exceptions do apply depending on how long the account has been opened so please review: http://bit.ly/1kb17UQ to fully review our funds availability starting on page 38.
When someone deposits funds via Person-to-Person, the availability varies. There are two different delivery methods, 1 day or 3 day. We encourage you to check your balance via online banking to verify when the funds are deposited into your account. If you're not currently enrolled for Online Banking, you may do so by clicking here: http://bit.ly/1lU2qfY. Please have your account number, debit card number and Social Security number available. If you have any trouble signing up, please contact our Digital Banking Specialists, 24/7 at 800-493-7562.
If the funds are being sent via Wire Transfer it depends on how the funds are being sent. If it is a Domestic Wire it typically takes 2-3 business days. If it is an International Wire funds can take up to 3-5 business days. Keep in mind also that depending on the currency you are receiving, some transactions may take longer than others. Please see the following link for all applicable fees included in our fee schedule: http://bit.ly/1cTejgt.
Please note, that we do not process or disburse funds from wire transfers received designated Pay Upon Proper Identification (PUPID) and return them to the sender.
If you have any questions, please let us know, Ricardo and have a good day!
Megan K, Mount Laurel
October 24, 2014 12:09:02 PM
2 people recommended this