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If I have a checking and a savings account at TD, and I right a check that is for more then the amount in my checking will it pull the rest from my savings? And is their a fee for that?
October 29, 2014 05:07:11 PM
In reply to Corey, Augusta
Thank you for bringing your question to TD Helps today, Corey.
We do offer what is called Overdraft Protection in the form of your Checking and Savings accounts being linked.
If you have a Savings account, you can link your Checking account to an active Savings account to serve as a form of overdraft protection. Check out http://bit.ly/1mPODYO for more information about this option. Any Banking Specialist will be able to assist you with any questions you may have about Overdraft Protection and send you a form to fill out and submit. They can be reached 24/7 at 888-751-9000.
You can also sit with a Customer Service Representative, and we will go over how to set up this service. To find out TD store locations near you, please visit, http://bit.ly/TDStores.
For a personal accounts, the Savings Overdraft Protection Transfer Fee is $10 (per daily transfer). The dollar amount required to bring your Checking account Available Balance to zero plus $10 to cover the Transfer Fee will be deducted from the savings account.
If you have a business checking account, our Overdraft Protection product is a line of credit. Please check here for more information http://bit.ly/1uyXlyz To apply, you will need to visit your local TD Bank Store during normal lobby hours. However, you may contact our Business banking specialist at 855-278-8988 for additional information or any questions you may have.
We hope the information provided helps and you a great one!
Cameron P, Mount Laurel
October 29, 2014 05:08:02 PM