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So basically, I'm trying to transfer money FROM my TD bank checking account into another bank account (ex: Chase, BoA, Wells Fargo, etc.)
However, I'm waiting for money to arrive from my parent's account, so that my TD bank account has enough funds to make the transfer. But if I need to make the transfer right now due to deadline issues, will TD Bank allow the transfer even if I don't have enough funds right now? I have the debit card cash advance enabled for my TD checking account (it's like a overdraft service for checking account)
Alex, New York
June 6, 2016 07:30:29 AM
In reply to Alex, New York
We understand your concern, Alex, and we'd be glad to point you in the right direction.
As this is pertaining to your account specifically, we ask that you contact us directly for assistance. To do so, you are able to contact us 24/7 by dialing 888-751-9000 or by visiting a TD Store during lobby hours. To take a look at Store locations and their hours please visit http://go.td.com/1f9DSJR.
In addition, if you are enrolled for Online Banking, you may send a secure message using www.tdbank.com. To send a secure message you must first logon to your TD Bank online profile. You can do so by clicking here: http://go.td.com/1eaISlq. On the left hand side, you should see an option to "Send a secure message" located in the “Message Center."
Please know that we would like to assist you directly however, TD Helps is considered an unsecured forum and we do not have access to your account/personal information.
Keep in mind that TD Debit Card Advance is a discretionary overdraft service. TD Bank may allow you to authorize one-time debit card purchases or ATM withdrawals even if there are not sufficient funds in the account. To learn more about this feature, please visit here: http://go.td.com/1sXNJNf. Transactions like the one you've mentioned may still be allowed to process however we recommend contacting us using one of the methods mentioned above for further clarification.
We hope to hear from you soon, Alex and have a good day.
Megan K, Mount Laurel
June 6, 2016 07:30:42 AM