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I am overdrawn in my checkings acct. I want to make a deposit using that photo check deposit on the online app.I just want ro know if my entire check will be available as soon as i put it in and if not how much will be available?
October 24, 2014 12:22:42 PM
In reply to jasmine, fairfax
Thank you for stopping by TD Helps today, Jasmine. We'll be happy to answer any questions you may have about mobile deposits.
Mobile Deposit is a free service for any eligible TD Bank Customers. Please note, to be eligible for this service, your must be a TD Customer for at least 90 days or more and have at least one active Checking, Money Market, or Savings account. CDs, IRAs, and Passbook accounts are not eligible. For more information on our TD Mobile Deposit, we invite you to take a look at our Frequently Asked Questions, please click here: http://bit.ly/1t2rx4L.
Typically, when your deposit is made before 8pm on a business day it will be made available the following business day. If your deposit is made after 8pm on a business day or on any weekend or Federal holiday, the next business day will be considered the deposit date. For example if you make a mobile deposit on a Saturday, the deposit date will be Monday, since that is the next business day; your funds would then generally be available on Tuesday. For more information, take a look here: http://bit.ly/1ff8byL (the deposit availability details are listed in sections 6 and 7).
Please note that $100 same day availability for deposits do not apply to Mobile Deposits. For more information on funds availability and deposits that may be applied for longer delays, please take a look here for our Personal Deposit Account Agreement: http://bit.ly/1kb17UQ (Pg. 35 -38). You may also contact Customer Service at 888-751-9000, 24/7 for more information, or visit your local TD Bank Store, http://bit.ly/TDStores.
We hope this helps and let us know if you have any questions, Jasmine and have a good one!
Megan K, Mount Laurel
October 24, 2014 12:23:16 PM