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my debt amount is 2,811 and at the moment is very hard for me to pay this debt cause i pay way to much rent plus my car payment and other bills and my rent is only 898 a month and i get paid by weekly and only 800 every 2 weeks
October 19, 2015 04:57:00 PM
Borrowing & Managing Your Credit
In reply to ZOILA, FITCHBURG
Thanks for reaching out to us, Zoila!
We know there are financial hurdles sometimes and we are here to help!
First, if you need to pay down your debt or consolidate what you owe each month, you might like to make use of the info on this page: http://bit.ly/1uiZlYf which offers some helpful tools to assess your current financial situation. Feel free to navigate through there for additional tips with budgeting and reducing debt.
Additionally, you're welcome to review our Finance 101 at: http://bit.ly/1yooowv. Here, you will find resources and tools to help you achieve specific savings goals, and can also help guide you in the right direction with your spending.
We also have some helpful tools that may assist you in understanding your credit score and report: http://bit.ly/1jOWoe7 and also check out: http://bit.ly/1nUzsyy on how to build or rebuild your credit score.
For debt consolidation specifically, we can suggest considering either a loan or credit card with us, and we'll be happy to tell you more about each option here.
First, our Personal Loans can be used to help you consolidate debt. Please take a look here: http://bit.ly/1k2OInL and you will find all types of personal loans we currently offer. Feel free to click on each type of loan and you will see the detailed information such as amounts, terms and rates.
Additionally, we do offer many types of Credit Cards. Please take a look here: http://bit.ly/UpkJy4 to view and compare the types of cards we offer, and find one that may be most convenient for you. To view the general terms for a Personal credit card, please also see here: http://bit.ly/1klVfbF. Please note that the specific terms of your credit card, such as the APR and credit limit, are extended at the time of an approved application, and a Credit Card Agreement specific to your account is also issued at that time.
Once you have decided type of product for your needs, whether it be a loan or credit card, there are several ways you can apply.
For our loans, if you wish to apply online, please visit here: http://bit.ly/1wcQfxl, where you may submit an online application. Secondly, you may speak with a Financial Solutions Group Specialist 24/7 at 800-937-5020. They will be more than happy to answer any questions you may have along with helping you with your loan application.
If you decide to apply for a credit card with us, you may apply at the product link above by selecting the Apply Online button. If you prefer, you can also call us 24/7 at 888-561-8861. Once we receive your application, you should expect to receive a decision via mail within 7-10 business days after the application was submitted.
Lastly, you are always welcome to visit a TD Bank location near you for assistance with both our loans and credit cards. And a Representative can help you compare both, discuss your goals and provide you with some options. To find TD Store locations near you, please visit, http://bit.ly/TDStores.
Zoila, we sincerely hope this helps you improve your current financial standing!
We look forward to discussing this in better detail with you soon, take care!
Kristen P, Mount Laurel
October 19, 2015 04:58:47 PM