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I'm trying to take out a loan to build credit. Can you let me know which of the two options is BEST for building credit: personal unsecured loan OR personal unsecured line of credit?
Kwang, New York City
October 16, 2016 09:50:35 AM
Borrowing & Managing Your Credit
In reply to Kwang, New York City
Thanks for considering TD Bank for your lending needs, Kwang. We'll be sure to point you in the right direction today.
We'd like to share some helpful information on part of our website called “Building a Good Credit Score." We invite you to take a look at it by visiting this link https://go.td.com/2c9YoT3. It will provide you with details you might find helpful on how to build your credit. It will also give you tips on how to maintain your good credit once it’s established.
We do offer a variety of lending options for your needs. The first step would be determining which type of loan best suits your needs. We invite you to visit https://go.td.com/2a82Tsi for more information on the types of Personal Loans we have available. Once a loan application is received, TD Bank will submit an inquiry to Credit Bureaus to determine your eligibility based on your overall credit history and any other related factors. We encourage you to take a look here: https://go.td.com/2eFTQox for Personal Unsecured Consumer Loan Disclosure as it indicates the credit score rating minimum and here https://go.td.com/2ekyOJ9 for Personal Secured Loan Disclosure.
To apply for a Personal Loan, you may apply online or contact our Financial Solutions Group Specialists 24/7 by calling 800-937-5020. They will be more than happy to answer any questions you may have about loans and also help with the application process.
If you prefer speaking with a Representative in person, please feel free to stop by a TD Bank Store in your neighborhood during normal lobby hours. For hours and locations near you please visit: https://go.td.com/1f9DSJR Please be advised that if you're applying for a Secured Personal Loan, you will need to visit your local TD Bank Store to submit your application.
We hope this information is helpful, Kwang. Have a great day!
Alara B, Mount Laurel
October 16, 2016 09:52:55 AM