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I have spoken to a representative on the phone and read this blog on-line and I am getting contradictory advice. Please clarify - which address of TD Bank should I use for BIC/ SWIFT international incoming wire - Wilmington address or Mt Laurel, NJ?
Anna, Merion Station
November 30, 2016 10:53:16 AM
In reply to Anna, Merion Station
It's great to have you here on TD Helps, Anna! We'll be happy to provide you with the information needed.
We'd be happy to provide the information you need to receive your incoming international wire. Please know that the information you need to provide to the sending bank overseas is based on how the funds are being sent.
If the funds are being sent in foreign currency, please provide the following information to the sending bank:
Correspondent Bank SWIFT Code: TDOMCATTTOR; Correspondent Bank: The Toronto Dominion Bank, Toronto, Ontario, Canada, M5K 1A2; Beneficiary Bank SWIFT Code: NRTHUS33XXX; Beneficiary Bank: TD Bank N.A., 6000 Atrium Way, Mt. Laurel, NJ, USA 08054;
In Favor of: TD Customer's Account Number; TD Customer's Full Name; TD Customer's Address: (Please include City, State and Country);
However, if the bank is sending you funds in U.S. Dollars, please use the following information:
Wire to: TD Bank, N.A. Wilmington, Delaware; ABA: 0311-0126-6; TD Customer's Account Number; TD Customer's Full Name; TD Customer's Address: (Please include City, State and Country);
In some cases, please be aware that the financial institution sending the wire to TD Bank may not be able to use an ABA number for a wire transfer. If they are requiring you to provide a BIC/SWIFT code in order to send a transfer (in U.S. currency), then they should use the following information instead:
Wire to (Beneficiary Bank): TD Bank, N.A.; Swift Code: NRTHUS33XXX; Bank Address: TD BANK N.A., 6000 Atrium Way, Mt. Laurel, NJ, USA 08054; TD Customer's Account Number; TD Customer's Full Name; TD Customer's Address: (Please include City, State and Country);
Additionally, we strongly recommend confirming with the financial institution sending the wire transfer to determine if they require you to provide an ABA#/Routing#, or a BIC/SWIFT Code to complete the transfer.
Please know that we will post all incoming wires on the banking day they are received. Also, we do not process incoming Pay Upon Proper Identification (PUPID) wires and we return them to the sender. For more info on any fees for receiving a wire transfer at TD Bank, please take a look here: https://go.td.com/1cTejgt.
We see you mentioned "IBAN" information, and please note that the International Bank Account Number, or IBAN, is used by some banks in Europe only; TD Bank does not have an IBAN.
Hope this clears up your question, Anna! Let us know if we can be of further help and have a great day.
Shanika A, Mount Laurel
November 30, 2016 10:53:38 AM