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I need to transfer from a France-based account to my TD Bank account. The french bank is requesting me either an IBAN/BBAN number together with a BIC code, or a RIB number for my TD Bank account. I understand that TD Bank does not require IBAN for incoming transfers, but there seems to be no other option on the french side. How should I proceed with the transaction?
On the other side, the transaction will be done in Euros. I understand this will be automatically converted to dollars in my account. Am I right?
Thank you very much for your help!
Andres, Long Branch
February 5, 2015 06:48:16 AM
1 person recommended this |
In reply to Andres, Long Branch
Hey, Andres! Thanks for coming by TD Helps with your question and we hope you're enjoying your week. We'll be glad to help you with a transfer.
SWIFT and BIC codes are typically used when sending or receiving international wire transfers. An IBAN, BBAN, nor RIB is required to receive an international wire. If you are expecting to receive an incoming international wire transfer to your TD Bank account, the first thing you need to know is whether the transfer will be sent in US Currency or a Foreign Currency.
If the funds will be sent in U.S. dollar, you should provide the sending bank with the following:
-Wire to: TD Bank, N.A Wilmington, Delaware
-Credit to: Your Account Title, Your Address, Your Account Number
If you'll be receiving an international wire in Foreign Currency, please provide the following:
Wire To: The Toronto-Dominion Bank - Swift code: TDOMCATTTOR - The Toronto-Dominion Bank, Toronto, Ontario, Canada, M5K 1A2
For Further Credit to (Beneficiary Bank): TD Bank, N.A. - Swift code: NRTHUS33XXX -TD BANK, N.A. 6000 Atrium Way Mount Laurel, NJ 08054 USA
In Favor of: Your Account Number - Your Full Name - Your address: (Please include City, State and Country)
You should expect to receive the funds within three to five business days. We will post all incoming wires on the banking day they are received. International wire transfers sent by US Dollars can be received until 6:30 PM EST, or if the incoming wire is Foreign Currency it can be received until 3:30 PM EST.
Please note that fees may apply; you can find the details in our Fee Schedule at the following link: http://bit.ly/1cTejgt. Also, at this time we may not process incoming Pay upon Proper Identification (PUPID) wires and will return them to the sender.
We hope this is the info you were looking for, Andres! We invite you back anytime, take care.
LiShu R, Mount Laurel
February 5, 2015 06:49:19 AM