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I have a TD (USA) checking account. If I go into a Canadian store and purchase something using my debit card, what are the associated fees? I know that I am charged the current exchange rate, but are there other international transaction fees as well? What if I write a check using my USA account in Canada in CDN?
I have emailed customer service through my account but never got a reply.
Tien, St. Petersburg
June 8, 2017 09:24:51 AM
In reply to Tien, St. Petersburg
These are great questions, Tien!
Great news! For charges made in Canada or anywhere abroad, we do not charge foreign transaction fees when using your TD Bank Visa Debit Card. We also waive ATM fees on withdrawals and balance inquiries done at TD Canada Trust ATMs. The exchange rate would apply. As this is ever changing, it is calculated at the time the withdrawal or purchase is made.
We have some pages on our website that might be helpful using your account abroad. For some great travel tips, please click here: https://go.td.com/2s4G3Pe. For some frequently asked questions about international travel, please click here: https://go.td.com/1ltwDDc.
In regard to writing a check from your U.S. TD Bank account, it would be in U.S. dollars. At this time, we do not offer Canadian dollar U.S. accounts or the option to write checks from your U.S. account in Canadian currency. We will not charge your account any additional fee for depositing it in Canada. Please note, there may be a foreign collection fee charged by the financial institution you use in Canada. We recommend discussing this with them prior to depositing the check. The currency exchange rate on this check is usually determined at the time of collection.
We hope this information is helpful. If you have any other questions, please don’t hesitate to give us a call 24/7 at 888-751-9000 or stop in to see us at any of our Stores. To find a location near you, please click here: https://go.td.com/1nq31dc.
Have a great day, Tien!
Customer Service Team, Mount Laurel
June 8, 2017 09:25:22 AM