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Is a routing code the same as a swift code?
August 11, 2016 08:26:41 PM
6 people recommended this |
In reply to barna, simcoe
Hey there, Barna, we're happy to see you here on TD Helps! We'd be happy to go into detail about wire transactions.
SWIFT and BIC codes are typically used when sending or receiving international wire transfers. If you are expecting to receive an incoming international wire transfer to your TD Bank account, the first thing you need to know is whether the transfer will be sent in US currency or a foreign currency.
If the funds are being sent in foreign currency, please provide the following information to the sending bank:
Correspondent Bank SWIFT Code: TDOMCATTTOR; Correspondent Bank: The Toronto Dominion Bank, Toronto, Ontario, Canada, M5K 1A2; Beneficiary Bank SWIFT Code: NRTHUS33XXX; Beneficiary Bank: TD Bank N.A., 6000 Atrium Way, Mt. Laurel, NJ, USA 08054;
In Favor of: TD Customer's Account Number; TD Customer's Full Name; TD Customer's Address: (Please include City, State and Country);
However, if the bank you mention in Belgium will be sending you funds in U.S. Dollars, please instead provide the following information:
Wire to: TD Bank, N.A. Wilmington, Delaware; ABA: 0311-0126-6; TD Customer's Account Number; TD Customer's Full Name; TD Customer's Address: (Please include City, State and Country);
In some cases, please be aware that the financial institution sending the wire to TD Bank may not be able to use an ABA number for a wire transfer. If they are requiring you to provide a BIC/SWIFT code in order to send a transfer (in U.S. currency), then they should use the following information instead:
Wire to (Beneficiary Bank): TD Bank, N.A.; Swift Code: NRTHUS33XXX; Bank Address: TD BANK N.A., 6000 Atrium Way, Mt. Laurel, NJ, USA 08054; TD Customer's Account Number; TD Customer's Full Name; TD Customer's Address: (Please include City, State and Country);
Additionally, we strongly recommend confirming with the financial institution sending the wire transfer to determine if they require you to provide an ABA#/Routing#, or a BIC/SWIFT Code to complete the transfer.
Please know that we will post all incoming wires on the banking day they are received. Also, we do not process incoming Pay Upon Proper Identification (PUPID) wires and we return them to the sender. For more info on any fees for receiving a wire transfer at TD Bank, please take a look here: https://go.td.com/1cTejgt.
We see you mentioned "IBAN" information, and please note that the International Bank Account Number, or IBAN, is used by some banks in Europe only; TD Bank does not have an IBAN.
Hope this clears up your question, Barna! Let us know if we can be of further help and have a great night.
Shanika A, Mount Laurel
August 11, 2016 08:28:19 PM