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I heard that it is better not to use more than 10 % of your credit limit.I wanna use this 10 % several time in a month.
am i right? could i build credit score faster by this way? Also, does TD bank report to all 3 main credit bureaus for secured credit cards?--like experian and equifax
seyed farnam, Falls church
November 15, 2014 09:00:46 AM
Borrowing & Managing Your Credit
In reply to seyed farnam, Falls church
Welcome to TD Helps and thank you for sending us your questions, Seyed Farnam.
Please know that if you have an outstanding balance, we must receive your minimum payment by no later than 5 p.m. Eastern Time on the payment due date to avoid any late payment fee. Please also keep in mind that you may at any time pay off the full unpaid balance or part of the unpaid balance.
We encourage you please take a look here for the Personal Credit Card Agreement for both the TD Easy Rewards Secured and TD Cash Rewards Secured: http://bit.ly/1wtjCwy . The information regarding Credit Information you are requesting can be located on page 9.
We also understand that every financial decision you make may impact your credit score and your ability to get a job, loan, credit cards, basic utilities and services, even rent an apartment or lease a car. We invite you to check here http://bit.ly/1nUzsyy for some tips of how to build a good credit score.
Just in case you have any addition question about our Credit Cards, please feel free to contact our Credit Card Specialists 24/7 at 1 888-561-8861.
Let us know if you have any other questions. We hope you have a nice weekend!
LiShu R, mount laurel
November 15, 2014 09:02:17 AM