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If I deposit cash into an account on a Saturday can I withdraw cash in an ATM the next day?
Mark, Yorktown heights
May 30, 2015 10:00:59 PM
In reply to Mark, Yorktown heights
Good question, Mark! We'll be glad to go over our funds availability policy with you this evening.
If you deposit cash into a TD ATM on a Saturday, the funds will be available immediately in your account, if your account is 90 days or older.
Regarding check deposits, the first $100.00 becomes available immediately and the remaining funds typically become available on the next business day; as long as your account has been opened 90 days or greater. In this this case, if the deposit is made on a Saturday, which is a non-business day, this deposit is considered to be on Monday's banking day and will post to your account on Tuesday. Anytime a holiday falls on a Monday, the deposit will post to your account on Wednesday morning.
Please note that there are some circumstances where funds may be held longer. Take a look here: http://bit.ly/1kb17UQ as pages 38-41 go into detail regarding our deposit availability.
We hope this answers your question, Mark and feel free to give us call 24/7 at 888-751-9000 or visit us at any TD Bank during lobby hours if you have any questions. Click here: http://bit.ly/TDStores to find a TD Bank near you.
Enjoy the rest of your weekend and take care, Mark!
Katherine G, Mount Laurel
May 30, 2015 10:02:45 PM