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I am using it at a point of sale, not in a TD Bank Canada ATM.
Piyush, Bridgewater NJ
May 19, 2016 07:59:06 AM
In reply to Piyush, Bridgewater NJ
Thanks for reaching out to us, Piyush. We're happy to clear up some confusion regarding purchases made out of the country.
First, we're happy to tell you that we don't charge any foreign transactions fees for purchases you make with your TD Bank Visa Debit card. With that being said, we would like to take the opportunity to advise you about fees that can be incurred while using international ATMs, including those in Brazil.
Right now, each withdrawal, transfer, and balance inquiry made at an ATM not owned by TD is subject to a $3.00 fee, which is charged by TD Bank the same day the transaction is made (subject to change). You're welcome to view a copy of our most recent Fee Schedule here: http://go.td.com/1cTejgt. This may be in addition to any fee assessed by the owner of the ATM or network, and may include fees for both withdrawals and balance inquiries.
Depending on the type of account you have with us, your non-TD ATM fees may be reimbursed with a $2500.00 daily minimum balance. Please check out the chart at the link above for information about the type of accounts needed to avoid a non-TD ATM fee.
If you decide to open one of these account types, we suggest keeping your foreign ATM transaction receipts. We want to make sure you are properly reimbursed for your fees! If your non-TD ATM fees are not automatically refunded to you, you can take these receipts to your local TD Bank store within 90 days for an immediate credit.
If you use an ATM in a foreign country, you may also incur international, currency exchange and usage fees regardless of the type of account you have at TD Bank. Please refer to http://go.td.com/1kb17UQ (pg. 45) for more information about what type of fees to expect.
We hope that this helps out, Piyush. Let us know if you have any other questions.
Kris M, Mt. Laurel
May 19, 2016 07:59:23 AM